Loan Application
loan from united bank of india

LoanMoney's Partner -- United Bank of India

Personal Loan

United Bank of India is a state-owned financial services company headquartered in Kolkata, West Bengal, India. Presently the bank has a three-tier organizational setup consisting of its Head office in Kolkata, 35 Regional offices and 2001 branches spread all over India. After nationalization, the bank expanded its branch network in a big way and actively participated in the developmental activities, particularly in the rural and semi-urban areas in conformity with the objectives of nationalization.

You have a wide range of choice offered by UBI.There are many among us who might be facing difficulty in purchasing goods by paying a lump sum amount. But we would be comfortable paying small installments on a monthly basis. The Union Personal loan plays an important role here. It helps you avail loans to meet personal expenses such as purchase of consumer durable, etc.

LoanMoney help you to embark on your dream at the right time with United Bank of India Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

United Bank of India Personal Loan Features & Benefits in Delhi/NCR
United Bank of India Personal Loan Eligibility & Documentation in Delhi/NCR
United Bank of India Personal Loan Interest Rates and Charges in Delhi/NCR
United Bank of India Personal Loan Frequently Asked Questions (FAQ) in Delhi/NCR

Read More
Home Loan

A shelter of your own has been eluding you so far? Now your dream for a dream house will be a reality at most attractive terms with United Housing Loan Scheme.

United Bank of India Home Loan for purchase / construction / extension/ repairs / renovations / furnishing of residential house / flat including the purchase of land and construction thereon.

United Bank of India Home Loan Features & Benefits in Delhi/NCR
United Bank of India Home Loan Eligibility & Documentation in Delhi/NCR
United Bank of India Home Loan Interest Rates and Charges in Delhi/NCR
United Bank of India Home Loan Frequently Asked Questions (FAQ) in Delhi/NCR

Read More
Loan Against Property

Providing Term Loan or OD (for business purpose) against mortgage of House/Flat or any other commercial property to the owner of the property (but not agricultural land or any other vacant land).

Purposes to meet any personal/ business requirement except speculations. OD limit shall be allowed for business purpose only.

United Bank of India Loan Against Property Features & Benefits in Delhi/NCR
United Bank of India Loan Against Property Eligibility & Documentation in Delhi/NCR
United Bank of India Loan Against Property Fees and Charges in Delhi/NCR
United Bank of India Loan Against Property Frequently Asked Questions (FAQ) in Delhi/NCR

Read More
Business Loan

United Bank of India gives the facility of business loan to the people who need finance to expand their business. There are some benefits of taking business loan from United Bank of India.

Fixed rates allow you to borrow loan at a fixed price which won’t change in the whole tenure in case of change in United Bank of India benchmark rate and should be chosen only if you believe that the rates will not hike in future.

In contrast to this are floating rates which changes with a single change in United Bank of India benchmark rate in your loan tenure. You should go for floating rates if you can take the risk of hike in interest rates.

Read More
United Bank of India MCLR Rate in Delhi/NCR

Marginal Cost of Funds based Lending Rate (MCLR) In terms of RBI guidelines on Marginal Cost Based Lending Rate (MCLR) system, Our Bank moved to MCLR system effective from 1 st April 2016. The revised tenor based MCLR of the Bank w.e.f 6 th January 2017 is as under:



MCLR Overnight


MCLR 1 Month


MCLR 3 Months


MCLR 6 Months


MCLR 1 Year


About United Bank of India

United Bank of India (UBI) is one of the 14 major banks which were nationalized on July 19, 1969. Its predecessor the United Bank of India Ltd., was formed in 1950 with the amalgamation of four banks viz. Comilla Banking Corporation Ltd. (1914), Bengal Central Bank Ltd. (1918), Comilla Union Bank Ltd. (1922) and Hooghly Bank Ltd. (1932) (which were established in the years indicated in brackets after the names).

The origin of the Bank thus goes as far back as to 1914. As against 174 branches, Rs. 147 crores of deposits and Rs. 112 crores of advances at the time of nationalisation in July, 1969, today the Bank is 100% CBS enabled with 1999 branches and offices and is having a Total business of more than Rs 2 lac crore. Presently the Bank is having a Three-tier organisational set-up consisting of the Head Office, 35 Regional Offices and the Branches.

Contact Now
About LoanMoney

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

Why LoanMoney?
# Secured and unsecured Fundings
# Over 21 bank and other financial institutions.
# CORPORATE Direct Associates of All MNC, Pvt Banks, NBFC.
# Personal Loans, Loan Against Property, Home Loans, Business Loans
# Team of expert CA , Ex Bankers, Field Support

LoanMoney deals in ..
# Home loans - Residential/ Commercial/ Industrial - Purchase /Reconstruction / Plots
# Loan Against Property - Residential / Commercial / Industrial
# Business Loans - Unsecured Overdraft / Term Loan / Against Credit Card Swipe
# Personal Loan - Against Salary /Professional Receipts Doctor/ CA/Engg
# Working Capital for SME - Overdraft/ Cash Credit / Term Loan /Export Funding/ Non Funded
# Machinery / Equipment Loans - Medical/ Construction/ Vehicles
# Educational/ Hospital Institutions Loans to Trust/ Society

Contact Now
Loan Application


It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.


Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.


Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.


A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loan aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one's financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.