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Yes Bank Personal Loan for Starting a Business in Delhi NCR through LoanMoney

About Yes Bank Personal Loan for Starting a Business

 

Yes Bank Personal Loan understands your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth of your small or medium level enterprise. In a stiff competitive environment and an ever growing economy, you would not want to lose any business opportunity that comes your way. 

LoanMoney take care of a wide range of capital requirements, financial needs and other industrial expenses that are crucial to keep your business running. LoanMoney have the right expertise and a keen eye to understand your business requirements. So whether you aspire to expand your current business venture or require new machinery or equipment for your enterprise, LoanMoney customised business Loans from Yes Bank aim to provide the right answer to your problems based on your needs.

 

Features of Yes Bank Personal Loan for Business Expense through LoanMoney

 

Line of Credit:

Business Loan allows you to avail ‘line of credit’ facility, also known as 'flexi line'. Line of Credit is a unique credit facility given to our Loan applicants, wherein you are approved for certain limit of credit/ Loan, for a said duration. The monthly instalment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis. The principal amount of Loan is to be repaid at the end of the tenure of the facility. Hence, it acts as a big saving arm to your cash flows.

Loans up to Rs.30 Lakh:

Whether your business has needs for short-term Loans, intermediate-term Loans or long-term Loans, LoanMoney offers business Loans up to Rs.30 lakh from Yes Bank. You can use the Loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.

No collaterals needed:

Business Loans taken from LoanMoney don’t require collateral, which means you won’t have to put your personal or business assets on the line to qualify for financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, funding will be much faster, require less paperwork and minimal documentation.

 

Features and Benefits of Yes Bank Personal Loan 

  • Complete flexibility of end use
  • Flexible repayment options, with tenures ranging from 12 months to 60 months
  • Hassle-free online Personal Loan application
  • Foreclosure facility available
  • No collateral or guarantor required
  • Loan amount up to Rs. 20 Lakhs available
  • Easy YES Loan payment options: Choose a convenient repayment option from Yes Bank a/c debit or ECS from another bank 

 

 

Documents required for Yes Bank Personal Loan for Business purpose through LoanMoney 

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
  • Aadhar Card
  • Passport
  • Voter's ID Card
  • PAN Card
  • Driving License
  • A copy of any of the following documents as address proof:
  • Aadhar Card
  • Passport
  • Voter's ID Card
  • Driving License
  • Bank statement of the previous 6 months
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)

Eligibility and documentation Required for Yes Bank Personal Loan 

Eligibility Criteria are

  • Applicant to be between 25 and 58 years
  • Minimum Net Salary per month to be Rs. 25,000/-
  • Minimum total work experience of 2 years with minimum 6 months in current organization
  • Resident for 2 years at current residence or owned residence
  • Loan Amount & Repayment Options:
  • Loan amount ranging from Rs 1 lakhs to Rs 20 lakhs
  • Flexible Repayment options
  • No guarantor surety/collateral required

 

List of Documents Required for Yes Bank Personal Loan 

  • 2 Passport size photographs
  • Proof of Identity
  • Proof of Address
  • Signature Proof
  • Age Proof
  • Last 3 months’ salary slip and IT returns for last 2 years
  • Statement of salary account for last 6 months 

 

Yes Bank Personal Loan Interest Rates

Interest rates charged by Yes Bank depend on factors like the borrower’s repayment capacity and purpose for funds and are some of the most competitive rates in India. 

Yes Bank offers the option of repaying a Personal Loan through flexible EMIs, ensuring that repayment doesn’t become an additional financial burden. Read More

 

Why choose LoanMoney for taking Business purpose Personal Loan from Yes  Bank 

Running a successful business is not an easy task. There are always ups and downs you will face, as a business owner. LoanMoney understand that meeting every financial need is not simple and sometimes you do need a helping hand. 

LoanMoney take special pride in being that institution that can facilitate you when you need help the most. 

  • Quick disbursement: Once all your documents are in proper position, your Business Loan from Yes Bank can be disbursed within 3 business days.
  • Business Loan Interest Rates: LoanMoney ensures in applying the best market practices and adheres to the principle of giving its valuable customers the best business Loan interest rates.
  • Flexible EMI option: LoanMoney provides you the option and convenience of to customise your monthly Loan repayment instalment that is best suited for your company's cash flow.
  • Less Processing Time:LoanMoney guarantees that the processing time involved in getting Business Loan from Yes Bank is very less.
  • Minimum Paperwork:LoanMoney ensures that getting a Business Loan from Yes Bank does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork. 
  • Schemes and Offers:LoanMoney keeps you updated with special schemes and offers of Yes Bank for professionals like Chartered Accountants, Doctors and Architects etc. 

 

About Yes Bank

Yes Bank has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. Yes Bank is steadily evolving as the Professionals’ Bank of India with the long term mission of “Building the Finest Quality Bank of the World in India” by 2020.

Yes Bank Personal Loans are designed to give its customers the means to fulfil the various financial obligations that might arise at any time. A Personal Loan from Yes Bank could translate into an ability to go on a long overdue vacation, makeover of a house or even pay for a Wedding or an Educational course that could be very beneficial to a customer's future.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
Loan Application

 

It is a type of unsecured loan and helps to meet your current financial needs. You don't need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, home renovation, or anything else.

 

Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.

 

Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be a residential/commercial building or a piece of land.

 

A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with suitable lending assistance.

Different Purposes for Personal Loan through LoanMoney

Marriages are made in heaven and its celebration is one of the happiest and memorable events for married couples and their families. Wedding loan is available to people looking to meet their wedding expenses in order to make the wedding a grand success.
A Medical Loan is extended by a bank or a financial institution under the category of personal loans. A medical loan can be used for multiple emergency purposes such as an operation, surgery, procedure, therapy or for any concern related to health.
Balance transfer is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also for better features. Balance transfer reduces your interest rates and finally ensure saving.
The Credit Card Payment Loan is designed to allow you to take control of your finances and pay your credit cards off faster. This is made possible by consolidating your high-interest card balances into one monthly payment at a fixed rate and term.
The Education Loanaims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. Students enrolled in career-oriented courses e.g. medicine, engineering, management etc, can avail this.
Travel loan is a kind of Personal Loan that you can apply while planning a travel. It can help to cover the costs associated with your holiday, such as airfares, accommodation, hotel fares, tour packages, travel gears/accessories, or any other type of expenses associated with your travel.
Debt consolidation/ Financial Restructuring is a process to streamline one’s financial stability and debt. Thus by consolidating many small debts with one debt, one gets favourable payment off terms and lower burden of EMI.
Home is the place where your story generates. Home Renovation Loans are designed for the purpose of renovating a house and can be taken by a person who owns the property to be renovated.

Disclaimer: LoanMoney is not a Loan Providing Organization. We are facilitating the Loan Process from various Banks & NBFC. The rate, eligibility criteria, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site. LoanMoney help you to embark on your dream at the right time with many Banks/NBFC's Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.

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