With quick and easy Personal loans from YES BANK, you can now go ahead and treat your loved ones to that long awaited holiday abroad or give your home a makeover. YES BANK Personal Loans allow you to fulfill your personal requirements instantly.
LoanMoney help you to embark on your dream at the right time with YesBank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements.
With quick and easy Personal loans from YES BANK, you can now go ahead and treat your loved ones to that long awaited holiday abroad or give your home a makeover. YES BANK Personal Loans allow you to fulfill your personal requirements instantly. read more...
Eligibility
Documentation
Can I check my YES BANK personal loan statement online?
Customers can get in touch with the bank to get the latest statement of accounts, however, issuing these statements will attract charges of Rs. 750 per statement.
What are the pre-closure charges and the pre-closure process?
Pre-closure of Personal Loans from YES BANK is not permitted until the first 6 EMIs are paid. Once the first 6 EMIs are paid, charges levied are 4% on the POS (Principal Outstanding) until the complete payment of 12 EMIs. After the 12 EMIs are paid, future prepayments attract no extra charges. One thing to note is that part payment of the loan is not possible.
To initiate the pre-closure process, customers will have to intimate the bank of their intention via letters or emails. Once the request is received, the bank will request you to make the pending payments, following the completion of which, the bank will give the customer all relevant documents like the No Objections Certificate or the No Due Certificates and any post dated cheques (if applicable).
How can I receive my Repayment Schedule?
Customers can request the bank for repayment schedules at any instant, however, every copy of the repayment schedule that is sent to the customer will be charged at Rs. 750.
When is the NOC dispatched?
The NOC will be dispatched once the bank has confirmed that all charges related to the repayment of the loan have been paid by the customer. To get the NOC, the customer will have to pay an amount of Rs.750 to the bank. In case the customer wants a duplicate copy of the NOC, they can get in touch with the bank to request for one. They will have to pay a sum of Rs. 250 for each copy. read more...
YES BANK - Marginal Cost of Funds based Lending Rate (MCLR) As per RBI guidelines, all floating rate rupee loans sanctioned and credit limits renewed w.e.f. Apr 01, 2016 will be priced with reference to the MCLR (other than exceptions permitted by RBI). MCLR for Yes Bank Ltd effective Mar 01, 2017 is as follows:
|
Tenor |
MCLR % |
|
Overnight |
7.95 |
|
One month |
8.30 |
|
3 Months |
8.40 |
|
6 Months |
8.60 |
|
1 Year |
8.80 |
Yes Bank is India's fifth largest private sector Bank, co-founded by Rana Kapoor in 2004 Yes Bank is the only Greenfield Bank licence awarded by the RBI in the last two decades. YES BANK with a pan India presence across all 29 states and 7 Union Territories of India, headquartered in the Lower Parel Innovation District (LPID) of Mumbai, is the outcome of the Self Employed & entrepreneurial commitment of its Founder Rana Kapoor and its top management team, to establish a high quality, customer centric, service driven, private Indian Bank catering to the future businesses of India.
YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers.
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